@font-face {
  font-family: 'Figtree';
  src: url('/fonts/figtree.woff2') format('woff2');
  font-weight: 300 900;
  font-display: swap;
}

:root {
  --navy: #0A1628;
  --navy-2: #13233A;
  --blue: #0A5FD6;
  --gold: #C8A84B;
  --gold-2: #B3933A;
  --ink: #0A1628;
  --muted: #5A6678;
  --line: #E3E8F0;
  --bg: #FFFFFF;
  --soft: #F4F6FA;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Figtree', system-ui, -apple-system, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

.wrap { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 16px; }
@media (min-width: 640px) { .wrap { padding: 0 24px; } }

/* buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 15px 28px; border-radius: 999px; font: inherit; font-weight: 800; font-size: 15px;
  letter-spacing: .02em; text-decoration: none; border: 2px solid transparent; cursor: pointer;
  transition: transform .15s ease, background .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: #D6B85C; }
.btn-ghost { border-color: rgba(255,255,255,.35); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.08); }
.btn-sm { padding: 10px 18px; font-size: 14px; }
.btn[disabled] { opacity: .6; cursor: not-allowed; transform: none; }

/* nav */
.nav { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.92); backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); }
.mark svg { width: 36px; height: 36px; display: block; }
.wordmark { display: flex; flex-direction: column; font-weight: 900; font-size: 18px; letter-spacing: .06em; line-height: 1; color: var(--navy); }
.wordmark span { font-size: 10.5px; font-weight: 700; letter-spacing: .42em; color: var(--blue); margin-top: 3px; }
.wordmark.light { color: #fff; }
.wordmark.light span { color: var(--gold); }
.links { display: flex; align-items: center; gap: 28px; }
.links a:not(.btn) { color: var(--navy); text-decoration: none; font-weight: 700; font-size: 14px; }
@media (max-width: 720px) { .links a:not(.btn) { display: none; } }

/* hero */
.hero { background: var(--navy); color: #fff; overflow: hidden; position: relative; }
.hero::after { content: ''; position: absolute; right: -200px; top: -200px; width: 600px; height: 600px; border-radius: 50%; background: radial-gradient(circle, rgba(10,95,214,.35), transparent 65%); pointer-events: none; }
.hero-grid { display: grid; gap: 40px; align-items: center; padding-top: 56px; padding-bottom: 64px; position: relative; z-index: 1; }
@media (min-width: 960px) { .hero-grid { grid-template-columns: 1fr 1.05fr; padding-top: 88px; padding-bottom: 96px; } }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; margin: 0; font-size: 12px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--gold); }
.flag { width: 30px; height: 19px; flex: none; }
h1 { margin: 18px 0 0; font-size: clamp(40px, 9.6vw, 84px); font-weight: 900; line-height: .95; letter-spacing: -.035em; text-transform: uppercase; }
h1 span { color: var(--gold); white-space: nowrap; }
.lead { margin: 24px 0 0; max-width: 520px; font-size: 18px; color: rgba(255,255,255,.75); }
.ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
@media (max-width: 480px) { .ctas .btn { width: 100%; } }
.hero-art img { border-radius: 28px; box-shadow: 0 30px 80px rgba(0,0,0,.35); }

/* sections */
.section { padding: 80px 0; }
@media (min-width: 960px) { .section { padding: 112px 0; } }
.kicker { margin: 0; font-size: 12px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--blue); }
.kicker-gold { color: var(--gold); }
h2 { margin: 12px 0 0; font-size: clamp(32px, 5vw, 52px); font-weight: 900; line-height: 1.02; letter-spacing: -.03em; }
h3 { margin: 0; font-size: 20px; font-weight: 800; letter-spacing: -.01em; }
.muted { color: var(--muted); font-size: 17px; }

.cards { display: grid; gap: 16px; margin-top: 48px; }
@media (min-width: 820px) { .cards { grid-template-columns: repeat(3, 1fr); } }
.card { border: 1px solid var(--line); border-radius: 24px; padding: 32px; background: #fff; transition: border-color .2s, transform .2s; }
.card:hover { border-color: var(--blue); transform: translateY(-2px); }
.card p { margin: 10px 0 0; color: var(--muted); }
.icon { display: inline-flex; width: 52px; height: 52px; border-radius: 14px; background: var(--navy); align-items: center; justify-content: center; margin-bottom: 22px; }
.icon svg { width: 26px; height: 26px; fill: none; stroke: var(--gold); stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }

.band { background: var(--navy); color: #fff; padding: 80px 0; }
.chips { list-style: none; padding: 0; margin: 36px 0 0; display: flex; flex-wrap: wrap; gap: 10px; }
.chips li { padding: 12px 20px; border: 1px solid rgba(255,255,255,.18); border-radius: 999px; font-weight: 700; font-size: 15px; background: rgba(255,255,255,.04); }

.how { display: grid; gap: 40px; }
@media (min-width: 960px) { .how { grid-template-columns: .8fr 1.2fr; } }
.steps { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.steps li { display: flex; gap: 22px; padding: 26px; border-radius: 22px; background: var(--soft); }
.steps li > span { font-size: 34px; font-weight: 900; color: var(--gold); line-height: 1; letter-spacing: -.03em; }
.steps p { margin: 6px 0 0; color: var(--muted); }

/* quote */
.quote { background: var(--soft); }
.quote-grid { display: grid; gap: 40px; }
@media (min-width: 960px) { .quote-grid { grid-template-columns: .85fr 1.15fr; align-items: start; } }
.ticks { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 10px; font-weight: 700; }
.ticks li::before { content: '✓'; display: inline-flex; align-items: center; justify-content: center; width: 22px; height: 22px; margin-right: 10px; border-radius: 50%; background: var(--navy); color: var(--gold); font-size: 12px; }
.form { position: relative; display: grid; gap: 16px; background: #fff; border-radius: 28px; padding: 24px; border: 1px solid var(--line); box-shadow: 0 20px 60px rgba(10,22,40,.06); }
@media (min-width: 640px) { .form { grid-template-columns: 1fr 1fr; padding: 36px; } }
.form label { display: grid; gap: 6px; font-size: 14px; font-weight: 700; }
.form .full { grid-column: 1 / -1; }
.form input, .form select, .form textarea {
  width: 100%; font: inherit; font-weight: 500; font-size: 15px; color: var(--ink);
  padding: 13px 14px; border: 1.5px solid var(--line); border-radius: 12px; background: #fff;
}
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(10,95,214,.15); }
.form textarea { resize: vertical; }
.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.form-msg { margin: 0; font-weight: 700; font-size: 14px; min-height: 0; }
.form-msg.error { color: #C0352B; }
.form-msg.ok { color: #0B7A3B; }
.fine { margin: 0; font-size: 12px; color: var(--muted); }
.success { text-align: center; padding: 24px 8px; }
.success h3 { font-size: 26px; }
.success .ref { font-size: 22px; font-weight: 900; letter-spacing: .12em; margin: 8px 0 0; }

/* footer */
.footer { background: var(--navy); color: rgba(255,255,255,.7); padding: 56px 0 28px; }
.footer-inner { display: grid; gap: 28px; }
@media (min-width: 820px) { .footer-inner { grid-template-columns: 1.4fr 1fr; } }
.footer p { margin: 14px 0 0; font-size: 14px; }
.footer a { color: #fff; }
.footer-links { display: grid; gap: 8px; align-content: start; font-size: 14px; }
.footer-links a { text-decoration: none; }
.footer-links a:hover { color: var(--gold); }
.copy { margin-top: 36px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1); font-size: 12px; color: rgba(255,255,255,.5); }

.wa-float { position: fixed; right: 18px; bottom: 18px; z-index: 30; width: 56px; height: 56px; border-radius: 50%; background: #25D366; color: #fff; display: flex; align-items: center; justify-content: center; box-shadow: 0 10px 30px rgba(0,0,0,.2); }